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Making a Gender Responsive Urban Employment Guarantee Scheme

The COVID-19 pandemic severely impacted urban livelihoods in India, with over 21 million salaried jobs lost between April and August 2020. Women, particularly those in the informal sector, faced disproportionate job losses, further compounding their already low participation in the labour force.

Sectors employing large numbers of women-such as domestic work, construction, and beauty services-were among the hardest hit. Even in the formal economy, women in temporary or part-time roles were more vulnerable to layoffs and lacked access to social security.

The crisis has highlighted the urgent need for an urban employment guarantee programme, akin to MGNREGA, which has shown positive outcomes for women in rural areas. Several states have already taken the lead in piloting such schemes. These efforts present a crucial opportunity to design gender-responsive urban employment programmes that support women’s livelihoods, build resilience, and boost overall economic recovery.

Women in Agriculture

Over the past two decades, India has seen a dramatic rise in agricultural mechanisation, particularly through the widespread adoption of tractors. While this technological progress has improved productivity, it has also led to a significant decline in rural farm employment-most notably among women. This study investigates how mechanisation, especially in tilling, has contributed to the fall in female agricultural labour.

The analysis finds that a 1 percentage point increase in the mechanisation of tilling operations reduces female labour per hectare by 0.7 per cent. This decline stems largely from a reduction in the need for weeding-an activity traditionally undertaken by women-as tilling quality improves. Between 1999 and 2011, a 32 percentage point rise in mechanisation explains around 22 per cent of the 30 per cent drop in women’s employment in agriculture during the same period.

The research underscores that when the production process is sequential and tasks are gendered-as in Indian agriculture-technological change can disproportionately affect women’s livelihoods. Since men have historically undertaken the more power-intensive tasks like deep tilling, they are better positioned to benefit from mechanisation. Meanwhile, women, who perform precision-based tasks such as weeding and sowing, are often displaced.

Soil composition also plays a role: regions with loamy soils, which require deeper tilling, are more likely to adopt mechanised tools. These structural dynamics-both technological and environmental-compound the challenges rural women face in maintaining agricultural employment. The findings highlight the need for gender-sensitive policy design that anticipates and mitigates the unintended consequences of agricultural modernisation.

Digital Solutions for SHGs in Chhattisgarh – The COVID-19 Pandemic: Project Modifications and Learnings

Women’s collectives like self-help groups (SHGs) have long played a transformative role in empowering women across India. Building on this potential, IWWAGE an initiative of LEAD at Krea University is partnering with the State Rural Livelihoods Mission (SRLM) Chhattisgarh and Haqdarshak Empowerment Solutions (HESPL) to train SHG members on using the **Haqdarshak** mobile application. This innovative tool helps citizens access information on over 200 central and state government welfare schemes.

Trained SHG women, known as *Haqdarshikas*, earn a livelihood by offering doorstep services to their communities, enabling access to welfare entitlements for a small fee. The project adopts a sustainable, entrepreneurial model while enhancing digital literacy and economic participation among rural women.

Alongside implementation, IWWAGE and LEAD are conducting an impact and process evaluation of the Haqdarshak model. This includes assessing adaptations made during the COVID-19 pandemic, changes in program delivery for different training cohorts, and evolving evaluation methods.

This learning note captures early implementation insights and outlines how the model is evolving to remain effective in changing contexts.

Business Readiness Scorecard for Women

Women dominate India’s informal economy, especially in the handloom and handicrafts sectors, where they often operate as home-based entrepreneurs. Yet, they remain underrepresented in the formal business space. To better support these women-led enterprises, IWWAGE developed the Women’s Business Readiness Scorecard – Handloom and Handicrafts Sector (WBRS-HHS).

This data-driven diagnostic tool was developed through surveys with 800 women entrepreneurs across Rajasthan and Tamil Nadu—two states with distinct public and private sector dynamics. The scorecard evaluates business readiness across four dimensions:

1.Agency (decision-making, financial control, risk-taking)

2. Market Readiness (product portfolio, advance orders)

3. Production Readiness (worksite, inventory, personnel)

4. Legal and Regulatory Readiness (registration, scheme awareness)

By measuring these indicators, the WBRS-HHS helps identify strengths, gaps, and policy opportunities to scale and sustain women’s enterprises. The tool also offers a replicable framework for stakeholders to design targeted interventions across sectors.

Gig Study: Summary and Recommendations

India’s rapidly expanding gig and platform economy-fueled by the rise of over 300 digital platforms in the past five years-is reshaping the nature of work. While this shift presents new opportunities, especially for women who face barriers to traditional employment, it also brings with it a unique set of challenges.

With one of the lowest female labour force participation rates in South Asia, digital labour platforms offer potential pathways for women to engage in flexible work and access income-generating opportunities. However, the sector remains largely informal, with gig workers-particularly women-grappling with issues around job security, income stability, safety, and lack of social protection.

This area of work explores both the promise and pitfalls of the gig economy, and the need for policies that ensure fair, inclusive, and secure work for women in the digital age.

Impact Of Covid-19 On Working Women

The COVID-19 pandemic has not only deepened economic uncertainty in India but also intensified the challenges faced by working women across urban and rural areas. Even before the crisis, concerns around women’s workforce participation, pay parity, and career progression were prominent. The pandemic has further exposed vulnerabilities-especially in sectors where women are overrepresented and increasingly seen as dispensable. Now, urgent questions arise: Will the situation worsen for working women? How has the pandemic affected women in both urban and rural areas? Which sectors have made women dispensable? How can we ensure women are not further marginalised during these unprecedented times?

This analysis explores the gendered impact of the pandemic on employment, examines key data trends, and raises critical questions about ensuring women are not further marginalised. It also outlines measures to foster recovery and resilience, with a focus on sustaining women’s livelihoods and advancing gender equality in the post-pandemic economy.

Emergency Cash Transfers

The COVID-19 pandemic has intensified socio-economic challenges across India, with women and girls disproportionately affected. Job losses, food insecurity, wage cuts, and financial instability have all hit vulnerable groups the hardest, exacerbating existing gender inequalities. Women, particularly those in informal sectors such as domestic work and construction, have seen their livelihoods decimated, while the rise in unpaid care work has further burdened them within households.

Evidence from past crises shows that women are more vulnerable to job losses, food insecurity, and violence, all of which have worsened during the pandemic. Additionally, women face exclusion from relief packages and farm support schemes, leaving them without crucial safety nets.

In light of this, there is a growing call for emergency cash transfers to support the most vulnerable, particularly women and girls. Such transfers, tied to the duration of the pandemic, can help mitigate financial uncertainties, reduce poverty, and promote food security. When complemented by investments in public infrastructure and basic services, an emergency basic income can provide much-needed relief and pave the way for a more inclusive recovery.

Food Security and Wage Employment

The COVID-19 pandemic has disproportionately impacted women and girls in India, exacerbating pre-existing vulnerabilities. Within households, women now face added responsibilities, including unpaid care work for children, the elderly, and sick family members. Outside the home, shrinking employment opportunities and reduced bargaining power have led to a loss of independence and agency for many women, threatening years of progress made through gender-responsive policies.

Women, particularly those in informal sectors, have been hit hardest by job losses and wage reductions. With 90% of the female workforce in informal employment, the economic fallout from the pandemic has severely affected their livelihoods. The crisis has also increased the risk of food insecurity, as women and girls often bear the brunt of inadequate nutrition in households. Additionally, women frontline workers face heightened health risks.

To mitigate these challenges, gender-responsive interventions are crucial. Expanding opportunities for women’s wage employment, improving access to decent work, and enhancing social security benefits are essential to addressing the long-term impacts of the pandemic and ensuring a more equitable recovery.

Accelerating Women’s Access to Entitlements through Digital Solutions

In partnership with the State Rural Livelihoods Mission (SRLM) in Chhattisgarh and Haqdarshak Empowerment Solutions, IWWAGE is supporting SHG women-trained as Haqdarshikas-to improve awareness and uptake of government entitlements using a digital app.

A survey of 411 Haqdarshikas highlighted key insights on app usage, barriers to service delivery, and the impact of COVID-19. While many remained active in the field, challenges like limited digital access and low citizen demand impacted engagement. The findings inform strategies to strengthen retention, digital inclusion, and the role of SHG women in delivering social protection services.

Digital Solutions to Unlock the Potential of SHGs and their Federations

IWWAGE – an initiative of LEAD at Krea University – in partnership with the State Rural Livelihoods Mission (SRLM) Chhattisgarh and Haqdarshak Empowerment Solutions, is implementing a project that trains women self-help group (SHG) members as Haqdarshikas to provide doorstep access to government welfare schemes using a mobile app, Haqdarshak.

A survey of 411 Haqdarshikas conducted in late 2020 revealed that while many continued to support their communities, a large number had stopped using the app, citing issues such as smartphone access, digital literacy, and low demand for services. Despite challenges, 97% of respondents reported earning income through paid work, and most remained engaged in the program, motivated by community recognition, learning, and income opportunities.

The study highlights both the potential and challenges of leveraging SHG women as digital agents for last-mile delivery of entitlements and offers insights for improving retention, support, and impact of such models.