Register with us

IWWAGE-Institute for What Works to Advance Gender Equality

Testing Approaches to Strengthen Gender within NRLM

With over 60 million women mobilised to be part of one of India’s largest livelihoods programme, the Deendayal Antayodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM), holds great promise for advancing women’s socio-economic empowerment by organising them into self-help groups (SHGs) and institutions of the rural poor. These platforms are facilitating financial opportunities and livelihood support services for women.  The livelihoods programme works exclusively with rural women, and a critical element for its success has been the mission’s commitment towards prioritising women’s perspectives and being responsive to their needs and aspirations. This approach has been embedded across all DAY-NRLM activities with the goal of strengthening women’s agency, identity, well-being, and solidarity, through women’s collectivisation. NRLM believes that gender sensitisation and social action should be mainstreamed in its framework, systems, institutions and processes. To this end, it devised a Gender Operational Strategy in financial year 2019-20 committing actions that recognise women’s heterogeneity and the unique socio-economic barriers faced by them. Through Swayam, IWWAGE is partnering with DAY-NRLM to provide technical assistance to support this strategy and institutionalise gender across all levels of the Mission. The note gives a snapshot on the approaches to strengthen gender interventions by NRLM.

Empowering Women Collectives through Digital Initiatives in Chhattisgarh

Digital tools offer immense potential for accelerating women’s empowerment, enhancing the impact of ongoing initiatives, and providing women with new avenues to improve knowledge and share information. Over the past year, the Initiative of What Works to Advance Women and Girls in the Economy (IWWAGE), part of LEAD at Krea University, has been collaborating with the Government of Chhattisgarh and other partners to map existing digitisation initiatives aimed at empowering women in the state, evaluate their effectiveness, and explore opportunities for improvement.

Many of these initiatives are centred around Self-Help Groups (SHGs), which play a key role in empowering women through social mobilisation and financial inclusion. In Chhattisgarh, the SHG ecosystem is managed by the state chapter of the Deendayal Antyodaya Yojana-National Rural Livelihood Mission (DAY-NRLM), known locally as Bihan. Established in 2012, Bihan serves as a Self-Help Promoting Agency (SHPA), working to strengthen women’s collectives by improving financial and market linkages, promoting access to entitlements, and providing capacity-building support. Additionally, non-governmental SHPAs like PRADAN are active in supporting women’s empowerment in the state.

IWWAGE is supporting Bihan’s efforts to enhance the SHG ecosystem by promoting and testing digital solutions that enable women’s collectives to access markets and services more effectively. This initiative focuses on summarising the current digitisation efforts, identifying existing gaps and barriers, and proposing innovative use cases to further drive women’s empowerment in Chhattisgarh.

Digital Solutions to Unlock the Potential of SHGs and their Federations

IWWAGE – an initiative of LEAD at Krea University – in partnership with the State Rural Livelihoods Mission (SRLM) Chhattisgarh and Haqdarshak Empowerment Solutions, is implementing a project that trains women self-help group (SHG) members as Haqdarshikas to provide doorstep access to government welfare schemes using a mobile app, Haqdarshak.

A survey of 411 Haqdarshikas conducted in late 2020 revealed that while many continued to support their communities, a large number had stopped using the app, citing issues such as smartphone access, digital literacy, and low demand for services. Despite challenges, 97% of respondents reported earning income through paid work, and most remained engaged in the program, motivated by community recognition, learning, and income opportunities.

The study highlights both the potential and challenges of leveraging SHG women as digital agents for last-mile delivery of entitlements and offers insights for improving retention, support, and impact of such models.

Accelerating Women’s Access to Entitlements through Digital Solutions

In partnership with the State Rural Livelihoods Mission (SRLM) in Chhattisgarh and Haqdarshak Empowerment Solutions, IWWAGE is supporting SHG women-trained as Haqdarshikas-to improve awareness and uptake of government entitlements using a digital app.

A survey of 411 Haqdarshikas highlighted key insights on app usage, barriers to service delivery, and the impact of COVID-19. While many remained active in the field, challenges like limited digital access and low citizen demand impacted engagement. The findings inform strategies to strengthen retention, digital inclusion, and the role of SHG women in delivering social protection services.

Women and Unpaid Work

The methodology involves assessing the causal effect of switching to LPG on women’s outcomes by construction of a comparison group of households that are not eligible for or did not participate in PMUY. The study uses self-reported health status, and a time-use survey of women to measure the effect of LPG usage on time released for other activities. The results from this exercise would be used to design an experiment wherein information on long-term health benefits of LPG usage and the financial incentive under PMUY would be disseminated in randomly selected villages. This would be conducted by Accredited Social Health Activist (ASHA) workers by visiting randomly sampled households in ‘treatment’ villages on a monthly basis, and responses of women in targeted villages would be compared with those of other women at the end of a year. The study is being conducted in Indore region of Madhya Pradesh.

Women and Unpaid Work

This study builds and tests a structural model that explains observed changes in FLFP using data on urban, married women from the Time Use Survey (1998) and various rounds of the National Sample Survey (NSS). The model focuses on women’s work participation, educational attainment, other characteristics, and time spent in the labour market, home production, and leisure.

Women in Agriculture

This factsheet presents insights from an IWWAGE and Indian Statistical Institute (ISI) study exploring the impact of structural transformation in agriculture on female employment, with a focus on women farm managers. Using data from the India Human Development Survey (2004-05, 2011-12), the study examines the rise in female farm management, its demographic variations, and key differences between households managed by men and those managed by women. The findings aim to shed light on the evolving role of women in agriculture and its implications for employment.

Women and Unpaid Work

This factsheet highlights a study by IWWAGE and the Indian Statistical Institute (ISI) focused on the barriers rural households face in switching from traditional cooking fuels to LPG. Conducted in the Indore region of Madhya Pradesh, the study assesses the health and time-use impacts of LPG adoption among women, while also examining the effectiveness of information campaigns on promoting LPG use. The results will inform the Ministry of Petroleum and Natural Gas’ efforts to encourage safer cooking practices, with data collected through time-use surveys and health assessments to measure the benefits of LPG for rural women.

Women and Unpaid Work

This factsheet is based on a study by IWWAGE and the Indian Statistical Institute (ISI), which evaluates multiple constraints on female labour force participation (FLFP) within a macroeconomic framework. Using data from the Time Use Survey (1998) and National Sample Survey (NSS) rounds, the study develops and tests a model to explain changes in FLFP among urban, married women. It focuses on women’s work participation, education, and time spent in the labour market, home production, and leisure, providing valuable insights to inform better policy decisions.

Digitisation of Self-Help Groups in India

Self Help Groups (SHGs) have become essential for empowering women in India. Digitisation of SHG processes can streamline operations, addressing challenges like inefficient monitoring, data fragmentation, and capacity-building gaps. The Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM) and its state chapters have made significant progress in this area.

This report provides an assessment and roadmap for State Rural Livelihoods Missions (SRLMs) to digitise SHG processes effectively. It highlights current initiatives, identifies gaps, and suggests ways to address them. While Management Information Systems (MIS) have been digitised to some extent, many SRLMs face challenges such as resource shortages and limited IT capabilities, which hinder progress. Additionally, SHGs often lack clarity on the benefits of digitisation, leading to low community ownership.

Most programmes rely on manual data entry, with few using digital tools at the ground level. SHG members and stakeholders beyond SRLMs and banks have limited access to the data. Improved data quality and use are essential for better financial outcomes for SHGs.

Digital linkages for livelihoods and markets are underdeveloped, with innovations remaining small and context-dependent. Additionally, digital platforms for learning are underutilised due to limited smartphone and internet access in rural areas.

The success of digitisation initiatives depends on partnerships between implementing agencies and Technology Service Providers (TSPs). Flexible models, like those seen in Andhra Pradesh and Jharkhand, offer promising examples for the future.

Addressing these challenges will be crucial for the long-term success and sustainability of SHG digitisation efforts.