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Women and Work: How India fared in 2020

Women and girls across the world have been disproportionately affected in the year of the pandemic, not in terms of impact of the virus, but more so socially and economically.  While India was rapidly responding to the health crisis, millions of Indians were grappling with the unintended impacts of lockdown measures on the economy and their livelihoods. Even before the onset of COVID-19, India’s female workforce was largely invisible, underpaid, under-protected and constituted largest segment of the informal workforce, which is among the worst-hit this year. But several opportunities exist in 2021 to ensure that India’s women are not left behind in its recovery plans.

Against this backdrop, IWWAGE and The Quantum Hub (TQH) authored a report that draws from various studies, data sources and nationally-representative data sets to look at the key trends and policy developments that came to shape and define the lives of women across India in 2020. This report captures key data on economic and social indicators (like female labour force participation, barriers to work and livelihoods, financial inclusion, digital access, skilling, education and violence against women) that played a central role in determining women’s role in the Indian economy this year.

Opportunities for Transformative Financing for Women and Girls

In the wake of the COVID-19 pandemic, women and girls in India have faced disproportionate economic and social impacts-ranging from job losses and depleted savings to increased unpaid care work and heightened vulnerability to violence. Recognising the urgent need for a gender-responsive recovery, IWWAGE and The Quantum Hub (TQH) hosted a pre-budget consultation on 1 October 2020 to inform the Union Budget 2021-22.

The consultation brought together experts to identify key policy priorities for advancing women’s economic empowerment. Drawing on these discussions, the resulting policy paper outlines actionable recommendations across four key areas:
– Expansionary fiscal policies to finance priorities for women and vulnerable groups
– Strengthening gender-disaggregated data and evidence
– Enhancing institutional mechanisms for gender budgeting
– Sector-specific investments in women-focused programmes

The paper also highlights relevant ministries responsible for implementing these recommendations, with the goal of ensuring a more inclusive and resilient recovery for all.

Strengthening Socio-Economic Rights of Women in the Informal Economy: The SEWA Approach in West Bengal and Jharkhand

Women working in India’s informal sector face several vulnerabilities and are often denied decent working conditions and wages. This further exacerbates inequities and pushes them towards high risk poverty. The situation is worse for women belonging to socially disadvantaged castes and communities. Evidence from India and other contexts shows that the working poor in the informal economy, particularly women, need to organise themselves to overcome the structural disadvantages they face. Organisation gives these otherwise marginalised workers the power of solidarity and a platform to be seen and heard by decision makers with the power to affect their lives.

Since 1972, the Self-Employed Women’s Association (SEWA) is working as an organisation of poor women workers and a movement to create better alternatives. SEWA is currently operative in many states across the country and has a membership base of nearly 2 million women workers in the informal economy, comprising domestic workers, street vendors, agricultural workers, construction labourers, salt workers, beedi and papad rollers and such other vulnerable categories. SEWA’s programme in Jharkhand and West Bengal aims to increase the collective bargaining strength of women, particularly those working as agricultural workers, domestic workers and construction labourers (in the former state) and female beedi rollers in West Bengal. The programme aims to improve women’s access to and understanding of basic services, such as health and sanitation, and also increase their ability to demand local accountability through nurturing of grassroots leadership. The study tries to understand the impact that various components of its programme have had on informal women workers in Jharkhand and West Bengal. The women included in the study were predominantly engaged in beedi rolling, domestic work, construction work, agriculture and street vending.

 

Digital Solutions for SHGs in Chhattisgarh – The COVID-19 Pandemic: Project Modifications and Learnings

Women’s collectives like self-help groups (SHGs) have long played a transformative role in empowering women across India. Building on this potential, IWWAGE an initiative of LEAD at Krea University is partnering with the State Rural Livelihoods Mission (SRLM) Chhattisgarh and Haqdarshak Empowerment Solutions (HESPL) to train SHG members on using the **Haqdarshak** mobile application. This innovative tool helps citizens access information on over 200 central and state government welfare schemes.

Trained SHG women, known as *Haqdarshikas*, earn a livelihood by offering doorstep services to their communities, enabling access to welfare entitlements for a small fee. The project adopts a sustainable, entrepreneurial model while enhancing digital literacy and economic participation among rural women.

Alongside implementation, IWWAGE and LEAD are conducting an impact and process evaluation of the Haqdarshak model. This includes assessing adaptations made during the COVID-19 pandemic, changes in program delivery for different training cohorts, and evolving evaluation methods.

This learning note captures early implementation insights and outlines how the model is evolving to remain effective in changing contexts.

Making a Gender Responsive Urban Employment Guarantee Scheme

The COVID-19 pandemic severely impacted urban livelihoods in India, with over 21 million salaried jobs lost between April and August 2020. Women, particularly those in the informal sector, faced disproportionate job losses, further compounding their already low participation in the labour force.

Sectors employing large numbers of women-such as domestic work, construction, and beauty services-were among the hardest hit. Even in the formal economy, women in temporary or part-time roles were more vulnerable to layoffs and lacked access to social security.

The crisis has highlighted the urgent need for an urban employment guarantee programme, akin to MGNREGA, which has shown positive outcomes for women in rural areas. Several states have already taken the lead in piloting such schemes. These efforts present a crucial opportunity to design gender-responsive urban employment programmes that support women’s livelihoods, build resilience, and boost overall economic recovery.

Impact of Covid-19 on Urban Poor in Industrial Clusters

As agriculture continues to offer diminishing work opportunities, the future of women’s employment in India lies in expanding access to jobs in manufacturing and services. This project investigates the profile, barriers, and aspirations of women workers in urban industrial landscapes, particularly in Delhi NCR, where small-scale sectors like garments and footwear attract large numbers of low-skilled migrants. By examining the types of opportunities available, how women enter industrial employment, and the policies shaping their experiences, the study aims to deepen understanding of stagnating female participation in these sectors.

When the COVID-19 pandemic struck, a phone survey was conducted among low-income households in these industrial clusters to assess the impact of the lockdown on livelihoods and well-being, with a focus on gendered experiences. Findings revealed widespread job losses, especially among male wage and casual labourers, with average daily earnings dropping by 77 per cent. Women reported significantly higher levels of psychological distress than men, driven by financial insecurity and inadequate government support. While food and grocery assistance was the most common form of relief, many still reported insufficient essentials and job losses perceived as increasingly permanent. These insights call for more targeted and gender-responsive industrial and urban employment policies.

Nudging Households to increase the usage of Clean Fuel

Indoor air pollution, particularly from cooking with solid fuels, poses a severe public health risk, with women disproportionately bearing the burden. This project, based in rural Madhya Pradesh, investigates how targeted health communication and information on LPG subsidies can influence a shift towards cleaner cooking practices. Villages were randomly assigned to receive different interventions: health awareness alone, health awareness with information on the LPG subsidy programme, or no intervention (control). The combined campaign resulted in a 6% annual increase in LPG refill purchases, a 14% rise in monthly consumption, and a 320% boost in self-reported induction stove usage. While the ‘health only’ group did not show an increase in LPG use, there was improved adoption of safety measures such as smoke outlets or separate kitchens. These findings suggest that both awareness and financial accessibility are critical in enabling consistent clean fuel usage. Despite the significant expansion of LPG access under the Government of India’s Ujjwala Yojana scheme, sustained use remains limited due to low awareness about subsidy benefits and the health risks of solid fuels. This study underscores the importance of integrated communication and policy design in advancing cleaner, safer household energy use.

Women in Agriculture

Over the past two decades, India has seen a dramatic rise in agricultural mechanisation, particularly through the widespread adoption of tractors. While this technological progress has improved productivity, it has also led to a significant decline in rural farm employment-most notably among women. This study investigates how mechanisation, especially in tilling, has contributed to the fall in female agricultural labour.

The analysis finds that a 1 percentage point increase in the mechanisation of tilling operations reduces female labour per hectare by 0.7 per cent. This decline stems largely from a reduction in the need for weeding-an activity traditionally undertaken by women-as tilling quality improves. Between 1999 and 2011, a 32 percentage point rise in mechanisation explains around 22 per cent of the 30 per cent drop in women’s employment in agriculture during the same period.

The research underscores that when the production process is sequential and tasks are gendered-as in Indian agriculture-technological change can disproportionately affect women’s livelihoods. Since men have historically undertaken the more power-intensive tasks like deep tilling, they are better positioned to benefit from mechanisation. Meanwhile, women, who perform precision-based tasks such as weeding and sowing, are often displaced.

Soil composition also plays a role: regions with loamy soils, which require deeper tilling, are more likely to adopt mechanised tools. These structural dynamics-both technological and environmental-compound the challenges rural women face in maintaining agricultural employment. The findings highlight the need for gender-sensitive policy design that anticipates and mitigates the unintended consequences of agricultural modernisation.

Women’s Workforce Participation in India: Statewise Trends

Located on the southeastern coast of India, Andhra Pradesh is the eighth largest state by area, with 23.5% forest cover and 50.5% land under cultivation. While agriculture employs 60% of the population, it contributes only 32% to the state’s GSDP. Andhra Pradesh is a middle-income state with a high growth rate of 11% in 2018-19. The state’s female labour force participation rate (FLFPR) is significantly higher than the national average, with rural FLFPR at 39% and urban FLFPR at 25.1%. The high rural FLFPR is partly attributed to women’s participation in the MGNREGA programme.

Women’s Workforce Participation in India: Statewise Trends

Maharashtra, one of India’s most prosperous and industrially advanced states, has the highest Gross State Domestic Product (GSDP) among all states, amounting to Rs. 19,400 billion in 2017-18. Despite its economic strength, Maharashtra ranks lower on gender indicators, with a sex ratio of 958 females per 1,000 males and a child sex ratio of 894. Female labour force participation (FLFPR) in Maharashtra is significantly higher than the national average at 31%, driven by rural participation. However, urban FLFPR remains low at 16.8%, highlighting gender disparities in urban employment. This factsheet explores key socio-economic and gender trends in the state.