IWWAGE-Institute for What Works to Advance Gender Equality
Opportunities for Transformative Financing for Women and Girls
This paper draws on a pre-budget consultation hosted by IWWAGE and The Quantum Hub (TQH) on 1 October 2020, ‘Transformative financing for Gender Equality in a COVID-19 context’ to inform the Union Budget 2021-22. The aim of the consultation was to identify and amplify the needs of millions of women and girls whose lives have been disrupted and severely affected because of the pandemic, but also account for the disadvantages and inequities that existed even before COVID-19. IWWAGE invited experts1 from academia, civil society, NGOs, and donor bodies, who have been actively advocating for transformative financing for gender equality in India. These experts shared their insights from current and past experiences to shape an actionable agenda to improve the lives of women and girls in the current context. IWWAGE, like some of the experts invited for the consultation, is part of the Broad-Based Committee on Gender Budgeting and Analysis that has been set up by the Ministry for Women and Child Development (MWCD). We used this opportunity to provide suggestions to support the gender responsive budgeting efforts of MWCD and that of other relevant ministries, and also shared these with the Ministry of Finance in response to their request for ideas for Union Budget 2021-22. We also aim to share insights from this consultation among key decision makers, relevant line ministries and departments, and to a wider audience engaged in shaping the agenda on advancing gender equality and women’s economic empowerment in India. This paper has been jointly developed by The Quantum Hub (TQH) and IWWAGE.
Understanding the Market Landscape and Enterprise Readiness for Women-led Home-based Businesses
Women entrepreneurs contribute to the Indian economy in terms of GDP and employment. Despite this, they face gender specific barriers in labour force participation, such as, market, mobility, time, and credit constraints. These factors have been the driving forces behind the emergence of home-based businesses led by women especially in the informal sector. As a part of IWWAGE’s strategic vision to facilitate women’s economic empowerment through an evidence-based approach, Part 1 of the study aims to map the market landscape for home-based handicraft and handloom enterprises led by women, and assess their readiness. The subsequent study (Part 2) will look to answer critical questions related to credit access, and alternatives to existing credit scoring mechanisms.
To capture a granular perspective on the state of market access and supply chain linkages, 800 home-based women entrepreneurs were surveyed across Rajasthan and Tamil Nadu. The study sheds light on the need for two approaches when designing policy interventions for improving the market landscape of female entrepreneurs. The first is the need for a facilitative and enabling ecosystem for home-based entrepreneurs because the market landscape itself lacks structure and formality with significant variations across the two states. Second, women entrepreneurs should not be approached as a singular segment but instead, need to be segmented according to their nuanced needs and strengths. A targeted approach through looking at personas or the type of entrepreneurs could be a great beginning. Based on insights from the survey, a diagnostic policy framework ‘Business Readiness Scorecard for Women (WBRS)’ has been developed to identify priority areas for intervention.
Impact of COVID-19 on Rural SHG Women in Odisha
The COVID-19 pandemic and subsequent lockdowns to curb the virus have had far-reaching impacts globally. The situation in India has been particularly difficult, with the country recording over 8.9 million cases as of November 2020. The nation-wide lockdown announced on 24 March 2020 had devastating effects on millions of people, their livelihoods and income generating activities. Given the scale of the crisis, it becomes imperative to focus on the impacts on already disadvantaged groups, and more specifically, on women and girls. Experiences from past disease outbreaks globally, demonstrate the need for a gendered analysis for preparedness and response.
This report presents findings from the study, ‘Impact of COVID-19 on Rural SHG Women in Odisha’, conducted by the Initiative for What Works to Advance Women and Girls in the Economy (IWWAGE) and Project Concern International (PCI). The main objectives of this study were to (i) study the overall impacts on women’s well-being during and post the lockdown period, and (ii) understand SHG participation in COVID-19 response activities. Overall, the study demonstrates that rural women in Odisha have had to contend with rising stress and anxiety, loss of income, and an increased load of household work. Concomitantly, the SHG movement has proved to be an immense source of strength and support for women. The report concludes with a set of recommendations to strengthen the SHG platforms and state- run gender initiatives, and to invest in digital tools as these have proved to be a means through which women have kept in touch with family and friends in difficult times.